DR-WALTER Protect
Additional coverage by
- Personal liability insurance
- Baggage insurance
- Accident insurance
- Assistance insurance
Who is DR-WALTER Protect for?
- Visiting foreign nationals in Germany
- Germans abroad
DR-WALTER Protect is the additional coverage besides health insurance for all people abroad who want comprehensive coverage. The supplementary insurance plan includes personal liability, accident, baggage and assistance insurance and is available in combination with Provisit Student or Provisit Science.
Not only can you get sick during your time abroad, but a variety of other risks can occur:
You cause an accident with your bicycle. A parked car is damaged and one person is injured. The damage can be very expensive. Liability insurance protects you from such property dam-age and personal injury.
While hiking in the mountains, you suffer a serious injury and have to be rescued by mountain rescue. A rescue by helicopter costs a lot of money. To avoid having to pay the rescue costs yourself, it makes sense to obtain accident insurance.
You go on vacation with friends and your baggage including your new camera is stolen. This is annoying, but nothing to worry about if you have baggage insurance. But what is worse is that your passport and wallet were also stolen. Assistance insurance helps you in case of loss of travel funds and obtaining replacement documents.
Protect offers you excellent coverage for all these cases at an affordable premium.
DR-WALTER Protect at a glance
Did your address change? Need to report a claim or cancel your contract? Go here:
DR-WALTER Protect premiums and benefits
- Liability insurance
- Personal liability insurance including “professional” liability insurance for au pairs with a lump sum for personal injury and property damage up to €1,000,000
- Damage to rented property up to €100,000
- Damage to the host family's immovable property up to €1,000,000
- Deductible: €100
- Accident insurance
- Accidental death benefit: €10,000
- Disability benefit: €30,000
- Disability classification: 350 %
- Benefit in case of 100% accidental disability: €105,000
- Rescue costs: €25,000
- Plastic surgery as a result of an accident: €10,000
- Baggage Insurance
- Sum insured: €2,000
- The policy includes damage to furs, jewelry, objects made of precious metals, laptops, photographic and film equipment and portable video systeThe policy includes damage to furs, jewelry, objects made of precious metals, laptops, photo: 50% of the sum ins
- Deductible for damage to baggage per insured event: €50
- Assistance Insurance
- Assistance in case of loss of travel funds
- Assistance in case of loss of travel documents
- Assistance in case of criminal prosecution
- Return trip in case of an emergency
- Arrival of a person in a position of trust in case of an emergency per insured event up to a maximum amount of
- For all travelers
- 1. - 60. month €6.60
Only €11.30 per month
For only €4.70 per month more, you get higher benefits in the event of damage caused by internships.
- Personal liability insurance including “professional” liability insurance for au pairs with a lump sum for personal injury and property damage: up to €5,000,000
- Damages occurring during internships, which are part of university studies or an Erasmus Plus program: up to €5,000,000
- Damage to rented property: up to 1,000,000
- Damage to the host family's movable property
- Loss of private and business keys belonging to third parties up to €30,000
- Damage to property arising from an act of favor up to €10,000
- Damage arising from data exchange and use of the Internet up to €1,000,000
- All accident, baggage and assistance insurance benefits from Protect Standard
- For all travellers
- 1. - 60. month €11.30
More information about DR-WALTER Protect
You will find a full description of benefits and benefit exclusions in the Customer information.
FAQ - Frequently asked questions
Protect by DR-WALTER
At provisit.com, we offer short and long-term insurance policies for your stay abroad. We have developed two supplementary insurance plans – Protect Standard and Protect Complete – to provide you with comprehensive coverage during your study and research stay abroad.
Who are we? The experts for international health insurance. For over 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.
We have received the TÜV certificate “Certified Service Quality” every year since 2011, which is proof of our outstanding services. Over the years, more than 99% of our customers have given us top marks for our insurance policies and services.