Your advantages with Provisit Educare24
Insurances for foreign guests have to meet many requirements. Some of the specifications which need to be given attention to are the regulations of the European Commission, the “Freizügigkeitsverordnung/EG” and Germany’s right of residence. The policy Provisit Educare24 provides unlimited coverage of medical costs, thus exceeding the required coverage of 30,000 euros.
Provisit Educare24 is more than just an ordinary travel health insurance policy. In addition to comprehensive health insurance abroad, it also provides you with accident, liability and deportation costs insurance.
Some student insurers’ products depend on their customers’ student status and deny reimbursements if this student status is inactive, be it only for a short while. Provisit Educare24 is available to all foreign visitors, who stay in Germany or Europe as language students, regular students, trainees or guest scientists - independent of their residence status.
Provisit Educare24 is a supplementary insurance covering all time periods not covered by compulsory health insurance. Foreign students can usually only acquire compulsory health insurance during a short period at the beginning of their main studies. For the time preceding their main studies and for most other cases we recommend Provisit Educare24.
It only takes a few minutes to purchase Provisit Educare24 through our secure server. You will then receive the following documents:
- an insurance certificate for your records and for submission to public authorities and
- an "Ärzte-Info-Ticket" (medical info card) for direct billing with the physician.
Simply pay for the insurance with the payment method that suits you best: SEPA direct debit, credit card, eps, Giropay, Apple Pay, Alipay, Klarna/SOFORT Überweisung, iDEAL or PayPal. Of course, all payment methods are secure, because Provisit Educare24 meets the security standard of the credit card industry (PCI DSS).
If you do not yet have a German bank account, you can still conclude Provisit Educare24 insurance before you arrive in Germany. After your arrival and opening a bank account, please let us know your account details so that we can activate the insurance and start the monthly direct debit.
"Deductible" means that the insured person is obliged to cover a part of the treatment expenses. For example, a "deductible of €25 per insured event" means that you have to pay €25 of the medical bill yourself in each case of illness. The health insurance of Provisit Educare24 does not comprise a deductible.
If you get ill with COVID-19 during your journey, Provisit Visum offers you protection. The medical treatment of the coronavirus infection is insured.
Costs for medical examinations and treatments due to pregnancy and birth are covered by Provisit Educare24 if the pregnancy occurs after the beginning of your insurance cover.
You will receive a medical info card (Ärzte-Info-Ticket) together with your insurance certificate. If you provide this ticket to your doctor or to the hospital, we can settle the billing directly with the doctor or the hospital.
It is of no importance to Provisit Educare24 insurance coverage if you have a side job in addition to your primary cause of residence. You should, however, clarify with your employer if such a side job is subject to social insurance contributions.
Insurance coverage also includes worldwide trips and stays abroad up to a maximum duration of six weeks, even in your homecountry. In case of a stay of more than six weeks, only the first six weeks are covered. Flight tickets, railway tickets or stamps in the passport can be used to verify the duration of the holiday.
Premiums are calculated depending on the number of months or part thereof. Should you return home early from your stay abroad, a phone call or an email is sufficient. We will then calculate your exact premium depending on the number of days you stayed abroad. You only pay for the actual period of insurance. No service fee will be charged for this reimbursement.
With Provisit Educare24, you have exactly one contact partner. Consultancy, contract handling, payment processing and claims settlement will be dealt with by our staff.