Provisit Germany international health insuranceProvisit Germany international health insurance

From

€38.50

per month

provisit germany
Travel health insurance for stays in Germany up to 2 years

  • Can be purchased before and after entering the country
  • Quick conclusion of contract with immediate confirmation
  • Many different payment methods
  • Free of charge cancellation (based on the actual number of days of travel)
Purchase

Who is Provisit Germany for?

  • Foreign visitors
  • Visitors from abroad
  • Long-term travelers
  • Work and travel participants
  • Seasonal Workers and Caregivers
  • Extensions of stay

Provisit Germany is a comprehensive insurance policy consisting of international health insurance, accident insurance, personal liability insurance as well as deportation costs insurance for foreign visitors in Germany. The insurance can be purchased before or after entry and complies with Schengen visa regulations. Provisit Germany also offers you security if you work in Germany and are not subject to German social security.

You forgot to obtain international health insurance or your stay in Germany has been extended? Then Provisit Germany is the solution, because it can also be purchased as additional insurance up to 12 months after leaving the country of departure to travel to Germany.

Provisit Germany at a glance

Provisit Germany international health insurance Insured period
Insured period
1 to 24 months
Provisit Germany international health insurance Payment
Payment
Monthly or lump sum payment by direct debit, credit card, PayPal and other options
Provisit Germany international health insurance Deductible
Deductible
No
Provisit Germany international health insurance Age limit
Age limit
69 years
Provisit Germany international health insurance Money-back guarantee
Money-back guarantee
Cancellation and rebooking free of charge
Provisit Germany international health insurance Insured region
Insured region
Germany and Schengen countries
Provisit Germany international health insurance Conclusion of contract
Conclusion of contract
Prior to arrival or within one year after
Provisit Germany international health insurance Insurance confirmation
Insurance confirmation
Immediately after online conclusion by e-mail
Provisit Germany international health insurance Proof of insurance
Proof of insurance
Officially recognized

Provisit Germany benefits

Benefits
Health, personal liability, accident and deportation costs insurance
Outpatient medical treatment
Inpatient medical treatment including operations
Provision with medicine, dressing material and medical appliances
Provision with remedies such as physiotherapy and physical therapy (during the entire insurance period)
up to €250
Medically necessary rehabilitation measures (subsequent to a previous medical treatment)
Treatment in case of pregnancy and childbirth
Medically necessary transport of patients for purposes of inpatient treatment and treatment by an emergency physician
Medically necessary and prescribed return transport
Non-contributory extension of insurance coverage up to 90 days in case of pending claims and if the patient is not medically transportable
Expenses for the repatriation of the insured person’s remains in the event of death or funeral expenses
Fees for medical costs projections
No deductible in health insurance
Direct billing with physicians and hospitals without advance payment
Treatment of mental illness (also inpatient) except psychoanalysis and psychotherapy
Dental treatment for pain relief
Simple repair of existing dentures (during the entire insurance period)
up to €200
Dentures due to an accident (during the entire insurance period)
up to €2,000
Personal liability insurance
Bodily injuries and property damage
€1,000,000
Damage to the immovable property of a host family (deductible: €250). (Damage to the movable property of the host family is not covered.)
€1,000,000
Damage to rented property
€100,000
Accident insurance
Accidental death benefit
€5,000
Benefit in case of 100% accidental disability
€105,000
Disability benefit
€30,000
Progression (increase in the sum insured in proportion to the degree of disability)
350 %
Rescue costs
€3,000
Plastic surgery as a result of an accident
€3,000
Deportation costs insurance
Noncontributory extended liability in case of an ordered deportation
€4,000

Provisit Germany premiums

Monthly premiums
Purchase of insurance before or within one month after entering the country of destination (maximum insurance period 24 months)
Purchase of insurance within one year after entering the country of destination (maximum insurance period 24 months)
For persons up to 29 years
€38.50
€54.00
From the 13th month
€58.50
-
Persons up to 69 years
€64.00
€85.00
From the 13th month
111.00 €
-

 


More information about Provisit Germany

You will find a full description of benefits and benefit exclusions in the Customer information download.

Product information sheet

Customer information & terms and conditions (German)

Flyer

Provisit Germany premiums and benefits

icon plus

From €38.50 per month

  • Health insurance
  • Outpatient medical treatment
  • Inpatient medical treatment including operations
  • Provision with medicine, dressing material and medical appliances
  • Provision with remedies such as physiotherapy and physical therapy (during the entire insurance period): up to €250
  • Medically necessary rehabilitation measures (subsequent to a previous medical treatment)
  • Treatment in case of pregnancy and childbirth
  • Medically necessary transport of patients for purposes of inpatient treatment and treatment by an emergency physician
  • Medically necessary and prescribed return transport
  • Non-contributory extension of insurance coverage up to 90 days in case of pending claims and if the patient is not medically transportable
  • Expenses for the repatriation of the insured person’s remains in the event of death or funeral expenses
  • Fees for medical costs projections
  • No deductible in health insurance
  • Direct billing with physicians and hospitals without advance payment
  • Treatment of mental illness (also inpatient) except psychoanalysis and psychotherapy
  • Dental treatment for pain relief
  • Simple repair of existing dentures (during the entire insurance period): up to €200
  • Dentures due to an accident (during the entire insurance period): up to €2,000
  • Personal liability insurance
  • Bodily injuries and property damage: €1,000,000
  • Damage to the immovable property of a host family (deductible: €250). (Damage to the movable property of the host family is not covered.): €1,000,000
  • Damage to rented property: €100,000
  • Accident insurance
  • Accidental death benefit: €5,000
  • Benefit in case of 100% accidental disability: €105,000
  • Disability benefit: €30,000
  • Progression (increase in the sum insured in proportion to the degree of disability): 350%
  • Rescue costs: €3,000
  • Plastic surgery as a result of an accident: €3,000
  • Deportation costs insurance
  • Noncontributory extended liability in case of an ordered deportation: €4,000
Monthly premiums
  • Purchase of insurance before or within one month after entering the country of destination (maximum insurance period 24 months)
  • For persons up to 29 years: €38.50
  • From the 13th month: €58.50
  • Persons up to 69 years: €64.00
  • From the 13th month: €111.00
  • Purchase of insurance within one year after entering the country of destination (maximum insurance period 12 months)
  • Persons up to 29 years: €54.00
  • Persons up to 69 years: €85.00


More information about Provisit Germany

You will find a full description of benefits and benefit exclusions in the Customer information download.

Product information sheet

Customer information & terms and conditions German)

Flyer

Provisit Germany - health insurance for guests and visitors from abroad

If you take out Provisit Germany before you enter Germany, or up to one month after entering the country, the maximum insurance period is 24 months.

You can even take out this incoming health insurance if you entered the country more than a month ago, up to 12 months after entering the country. In this case, the maximum insurance period is 12 months.

In both cases, the insurance term begins at the desired insurance start date.

Provisit Germany is an international health insurance for stays in Germany of up to 2 years and is suitable for foreign guests, visitors from abroad, long-term travelers, work & travel participants, seasonal workers or nursing staff, extended stays and family visits.

No, Provisit Germany insurance cover exists in the European Union (EU) as well as in Iceland, Liechtenstein, Norway, Switzerland, Andorra, Monaco, San Marino and Vatican City.

But you are also insured outside these countries as long as you can prove that your stay there will not last longer than 6 weeks. This includes your home country. This means that vacations and home visits are also covered.

Guests and visitors from outside Europe generally require a visa for their stay in Germany. Various requirements must be met for this. These include proof of valid health insurance

However, not all travel health insurance policies available on the Internet are suitable for the visa application. The health insurance must have a minimum cover of 30,000 euros, be valid for the entire stay and cover not only Germany but all Schengen states. Provisit Germany fulfills these conditions. 

There are two different types of visa for temporary stays in Germany: the C visa (also known as the "Schengen visa") for stays of up to 90 days and the D visa (also known as the "national visa") for longer stays. Our Provisit Visum travel health insurance is ideal for visitors with a C visa.

For stays longer than 90 days, Provisit Germany is the right choice.

You will receive confirmation of the conclusion of Provisit Germany immediately by e-mail. You can use this confirmation for the visa authorities as proof of valid health insurance in Germany.

Provisit Germany is not only an incoming health insurance for guests in Germany, but also an insurance package that includes other insurances that are important for your stay:

- Personal liability insurance protects you against costs incurred if you accidentally damage other people or their property. Among other things, personal liability insurance is important for renting accommodation in Germany.

- Accident insurance pays for disability, cosmetic surgery or accidental death.

- Few people know that in the event of deportation, the foreign visitor or their host can be held liable for the costs of deportation. This is why deportation costs insurance can be very important, which is also included in the Provisit Germany package.

What to do in case of an insured event?

What do you have to do if you actually get sick as a guest from abroad during your stay in Germany? What do you do in the event of a medical emergency? And above all: What do you have to do so that the insurance company pays for the treatment? We answer these questions in our overview "Procedure in the event of a claim".

Exclusion of benefits – the facts

  1. intentionally caused by the insured person;
  2. caused by the insured person as a result of an intentional criminal act or the intentional attempt of committing a criminal act.

  • Any pre-existing illnesses, diseases, disorders and their consequences that the insured person already had and suffered from at the beginning of insurance coverage. Furthermore, any consequences of such illnesses, diseases, disorders and of accidents, that were treated during the last six months prior to the beginning of insurance coverage.
  • Psychoanalysis, psychotherapy and hypnosis (for exceptions see General Insurance Conditions (German))
  • Dental treatment that goes beyond treatment for pain relief as well as prophylactic dental treatment including plaque removal.
  • Dentures including dental crowns, inlays and onlays (for exceptions see General Insurance Conditions (German))
  • Orthodontics.
  • Medical appliances such as glasses, shoe lifts, bandages, trusses, etc. (for exceptions see General Insurance Conditions (German)​​​​​​​)
  • Pregnancies that were conceived prior to the beginning of insurance coverage.
  • Preventive medical examinations and check-ups.
  • Examinations carried out in order to obtain a residence permit.
  • Treatment in case of acne and hair loss as well as measures for the removal of birthmarks and warts.
  • Treatment of the eyes carried out due to ametropia, including visual acuity determination.
  • Treatment in case of sterility/infertility (in vitro fertilization).
  • Plastic surgery.
  • Treatment for HIV infection.
  • Certificates and expert opinions.
  • Medical treatment by the host family. Material costs will be reimbursed.
  • Medical costs if an illness is treated twice.

You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German)​​​​​​​.

  • damages to motor vehicles as a result of keeping or operating such vehicles;
  • damages caused by the exchange, transmission or provision of electronic data.

You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German).

  • accidents caused directly or indirectly by nuclear power;
  • accidents as a result of mental illness or cognitive disorders;
  • accidents caused directly or indirectly by foreseeable acts of war.

You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German).

FAQ - Frequently asked questions
 

Provisit Germany international health insurance by DR-WALTER

At provisit.com, we offer insurance policies for visiting foreign nationals in Germany. Provisit Germany is the recognized international health insurance for stays in Germany of up to 24 months. Over 100,000 satisfied customers have already purchased a Provisit Germany policy.

We have developed Provisit Germany for your private or business trip to Germany. Who we are? The experts for international health insurance. Forover 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.

We have received the TÜV certificate “Certified Service Quality” every year since 2011, which is proof of our outstanding services. Over the years, more than 99% of our customers have given us top marks for our insurance policies and services.

Customer reviews

provisit.com/de/ Reviews with ekomi.de