Comprehensive health insurance for visiting scientists in Germany
- Affordable alternative to health insurance provided by the German Academic Exchange Service (DAAD)
- Easy contract conclusion with immediate proof of insurance
- Meets all regulatory requirements
- No deductible
Who is Provisit Science for?
- Visiting scientists
- Scholarship holders
- Doctoral students
- PhD students
- Accompanying spouses
- Accompanying children
Provisit Science is a substitutive private health insurance for visiting academics, PhDs and visiting scientists in Germany (in accordance with section 146 Insurance Supervision Act (VAG), section 195 (3) German Insurance Contract Act (VVG)). It offers comprehensive health insurance coverage at an affordable price.
If you are a scholarship holder, visiting scientist, or postdoc, receiving funding, whether from the German Academic Exchange Service (DAAD), the Max Planck Institute or another institution, Provisit Science is the right choice for you. However, health insurance is also excellent for scientists without funding.
As a private health insurance policyholder, you purchase insurance with or without long-term care insurance based on the requirements of your program, university, organization or immigration authority.
Provisit Science at a glance
Provisit Science premiums and benefits
Provisit Science premiums and benefits
from €79.00 per month
- Health insurance
- Outpatient medical treatment
- Inpatient medical treatment
- Medicines and dressings material
- Preventive medical checkups
- Services provided by midwives and maternity nurses
- Psychotherapeutic treatment: 75 %*
- Medical appliances
- Glasses/Contact lenses: up to €100, every 2 years
- Outpatient transport
- Home nursing
- Dental treatment and prophylaxis: 100% (€500 per insurance year), beyond that 50%
- Dentures and orthodontics: 50 % (€500 per insurance year)*
- Dentures due to an accident: 100 % (€2.500 within two insurance years)*
- Return transport of an ill insured person from abroad to his/her home country
- Repatriation of the mortal remains of the insured person or burial costs in case of death: €30,000
- Follow-up curative treatment
- Outpatient rehabilitation
- Daily hospital allowance: €30 from the 15th day
- Recovery money: €1,500 after inpatient treatment (per insured event)
- Inpatient hospice service
- * Waiting period: 8 months
- Long-term care insurance
- Outpatient and inpatient day and night care
- Full inpatient care
- Improvements of the living environment
- Nursing courses
- Payment of care allowance
- Nursing aids (on loan)
- Health insurance for foreign graduates with funding
- Persons up to 29 years: €79.00
- Persons up to 59 years: €129.00
- Health insurance for foreign graduates without funding
- Persons up to 59 years: €150.00
- Health insurance for accompanying spouses and children
- Spouses up to 59 years: €150.00
- Children up to 17 years: €99.00
- Plus long-term care insurance (if required)
- Enrolled Academics up to 38 years: €19.86
- All other persons up to 59 years: from €32.44
Additional protection through personal liability, accident, luggage and assistance insurance
Supplement your health insurance coverage with our Protect Standard package for €6.60 per month or our Protect Complete package for €11.30 per month. Both packages include accident, liability, baggage and assistance insurance. Protect Complete additionally includes intern liability insurance, which is required by many companies for an internship during studies.
FAQ - Frequently asked questions
At provisit.com, we offer insurance policies for visiting foreign nationals in Germany. We have developed Provisit Science especially for enrolled foreign academics in Germany.
Who are we? The experts for international health insurance. For over 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors. Provisit Science is a cooperation between us and Barmenia Krankenversicherung AG.
We have received the TÜV certificate “Certified Service Quality” every year since 2011, which is proof of the excellent quality of our services. Over the years, more than 99% of our customers have given us top marks for our insurance policies and services. Read the last 10 reviews here. You can find over 300 other positive customer reviews at shopauskunft.de (German).