provisit study secure
Private comprehensive health insurance for foreign students in Germany
- Alternative to compulsory health insurance
- Ideal for foreign students aged between 28 and 37 years
- Free health insurance between entry and begin of studies
- Meets all regulatory requirements for a comprehensive health insurance plan
Who is Provisit Study Secure for?
- Enrolled students
- Students between 28 and 38
- Enrolled graduate students
- Enrolled doctoral students
- Exchange students
With Provisit Study Secure, foreign students in Germany can take out comprehensive health insurance. Provisit Study Secure is particularly recommended for students aged between 28 and 38. From the start of your studies, you are optimally covered with ottonova Study Secure Premium and ottonova long-term care insurance. If you arrive in Germany before the start of your studies, DR-WALTER will provide you with free health insurance for up to 92 days.
Provisit Study Secure is a private, substitutive full health insurance (§ 146 VAG, § 193 paragraph 3 VVG). This means that it corresponds to the scope of benefits of German statutory health insurance. That is why it will be recognized by all authorities and universities in Germany and Europe. To be precise, Provisit Study Secure even exceeds these requirements and offers a few more benefits than statutory insurance. And costs less.
For foreign students under 28, we recommend Provisit Student TK. Academic guests over 38 are ideally insured with Provisit Student.
Provisit Study Secure at a glance
FREE insurance between arrival and start of studies!
Provisit Study Secure fully covers you from the first day of your studies. But many students arrive before their first day of study. Foreign students must also be insured for the period between arrival and start of studies. Usually, you need to buy extra health insurance for this period.
But not with Provisit Study Secure! When you take out Provisit Study Secure, you are automatically insured for the period between arrival and start of studies. And best of all: it's free! Our Provisit Incoming Insurance covers you for up to 92 days before start of studies – for €0!
Submit invoices with the ottonova app
Once your ottonova student contract begins, ottonova will be your point of contact for all matters relating to your insurance. With the ottonova app, you can submit invoices, make doctor's appointments, or view documents. Please note: invoices can only be submitted via the app.
Provisit Study Secure premiums and benefits
from €119.91 per month
- Health insurance
- Outpatient medical treatment (primary physician principle)
- Inpatient medical treatment (incl. double room and doctor of choice)
- Medicines and dressing material (primary physician principle)
- Preventive medical checkups
- Pregnancy
- Childbirth **
- Services provided by midwives and maternity nurses **
- Psychotherapeutic treatment (100% up to 25 hours, 50% after that) **
- Glasses/Contact lenses: up to €100, every 2 years (+ change of visual acuity by at least 0.5 dpt.)
- Patient and rescue transportation
- Home nursing
- Dental treatment and prophylaxis *
- Dentures and orthodontics: 70%, up to €500 (in the event of an accident: €2,500) *
- Patient repatriation from abroad to Germany
- Transfer costs in the event of death from abroad: up to €10,000
- Follow-up curative treatment
- Outpatient rehabilitation: within 36 months max. €1,500
- Replacement hospital daily allowance (if inpatient optional benefits are waived)
- Recovery money: up to €1,500 after inpatient treatment (per insured event)
- Inpatient hospice service
- Digital health applications
- Transitional care in hospital
- Waiting period: *3 months / ** 8 months
- Long-term care insurance
- Outpatient and inpatient day and night care
- Full inpatient care
- Improvements of the living environment
- Nursing courses
- Payment of care allowance
- Nursing aids (on loan)
- Health insurance for foreign students
- Persons 18-29 years €93.34
- Persons 30-38 years €113.05
- Plus long-term care insurance
- Foreign students up to 38 years €25.97
This is a summary of the benefits of the selected tariff with an overview of maximum rates and reductions. Please note that this overview is not exhaustive. The tariff and insurance conditions as well as the conditions of the insurance contract take precedence. These contain all the details, such as specific benefit requirements and restrictions.
We have carefully calculated the premiums for you. Nevertheless, they may still be subject to change. Therefore, please understand that the price shown is not yet legally valid.
Provisit Study Secure by ottonova and DR-WALTER
At provisit.com, we offer insurance policies for foreigners in Germany. Provisit Study Secure was especially developed for enrolled foreign students in Germany who are between 28 and 37 years old.
Who are we? The experts for international health insurance. For over 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.
Provisit Study Secure is an insurance combination including Study Secure Premium and long-term care insurance by ottonova, as well as, if required, free travel health insurance between entry and start of studies by DR-WALTER.
We have received the TÜV certificate “Certified Service Quality” every year since 2011, which is proof of the excellent quality of our services. Over the years, more than 99% of our customers have given us top marks for our insurance policies and services.
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