Foreign citizens with a maximum age of 69 years can be insured through PROVISIT. The premium for this policy depends on the age of the insured person, on the period between entry and conclusion of insurance and on the duration of the trip.

up to 29 years
up to 69 years
Purchase of insurance before or within one month after entering the country of destination (1st to 12th month)
€ 38.50
€ 64.00
Purchase of insurance within one year after entering the country of destination (1st to 12th month)
€ 54.00
€ 85.00
From the 13th month
€ 58.50
€ 111.00
All premiums are monthly premiums.

You will find a detailed overview of benefits at Benefits overview.

Waiting period

There are no waiting periods if you purchase the insurance policy within one month after entering Germany. In case of a later purchase, the waiting period for the health insurance policy is one month. The waiting period can be waived if the insurance policy immediately follows a previous insurance. In this case, please hand in a copy of such previous insurance together with your application. The waiting period does not apply in case of an accident or medical help aiming to prevent acute danger to the insured person’s life.

Payment details

The premium for this policy is to be paid at the conclusion of the insurance contract for the entire term of the insurance. You can choose from the following payment options:

a) credit card: Maestro, Mastercard, Visa, JCB, Diners, Discover or American Express;

b) SEPA Direct Debit;

c) online payment system: eps, Klarna/SOFORT Überweisung, iDEAL or PayPal.

Premiums are calculated depending on the number of months or part thereof. Should you return early from your stay abroad, a phone call or an email is sufficient. We will then calculate your exact premium depending on the number of days you stayed abroad. No service fee will be charged for reimbursement.

German and Austrian accounts only:
Where the term of insurance exceeds one month, you can also pay in monthly installments via SEPA Direct Debit. The first installment becomes due at the start of insurance, the subsequent installments at the start of each following month.

Do you require advice?
If you have any questions, please feel free to contact us:

Phone: +49 (0) 2247 9194 -981

Customer Service
Mon-Fri: 8 am to 8 pm
Sat: 9 am to 12 pm

Specialist Department
Mon-Fri: 8 am to 6 pm