From

€33.00

per month

provisit educare24
Health insurance for foreign language students, interns and adult education students

  • Conclusion of insurance regardless of student status
  • Can be concluded without a German bank account
  • Immediate confirmation directly after conclusion of contract
  • Payment also possible after entry
Purchase

Who is Provisit Educare24 for?

  • Foreign language students
  • Applicants for study
  • Non-enrolled students
  • Exchange program participants
  • Interns
  • Adult education students
  • Pupils

Are you planning to learn German at a Studienkolleg (preparatory course), do an internship, attend a summer university, take study preparation classes or a language course in Germany? Then Provisit Educare24 is the right health insurance for you.
During the time before your professional studies in Germany, you are not considered a student but a language student and are usually not fully enrolled. Therefore, you cannot be insured with a provider of compulsory health insurance and need a private health insurance policy such as Provisit Educare24. The flexible comprehensive coverage for foreign language students, applicants for study, interns, adult education students and pupils.

The insurance policy can be obtained quickly and easily online before and during the stay in Germany.

Provisit Educare24 at a glance

Insured period
1 to 48 months
Payment
Monthly or lump sum payment by direct debit, credit card, PayPal and other options
Deductible
No
Age limit
69 years
Money-back guarantee
Cancellation and rebooking free of charge
Insured region
Germany and the territory of the European Union (EU)
Conclusion of contract
Prior to arrival or within one month after arrival or start of classes
Insurance confirmation
Immediately after online conclusion by e-mail
Proof of insurance
Officially recognized

Provisit Educare24 benefits overview

Benefits
S
M
L
XL
Health insurance
Outpatient medical treatment
Inpatient medical treatment including operations
Provision with medicine, dressing material and medical appliances
Provision with remedies such as physiotherapy and physical therapy (during the entire insurance period)
up to €250*
up to €250*
up to €250*
up to €250*
Medically necessary rehabilitation measures (subsequent to a medical treatment)
Examination and treatment due to pregnancy and childbirth
Medically necessary transport of patients for purposes of inpatient treatment
Preventive measures within the framework of statutory programs**
Health check-ups and pediatric examinations within the framework of statutory programs**
Protective vaccination and dental prophylaxis**
Medically necessary and prescribed return transport of an ill insured person from abroad to his/her home country
Noncontributory extension of insurance coverage up to 90 days if the stay must be extended for medical reasons
Repatriation of the mortal remains of the insured person or burial costs in case of death
Fees for treatment and cost plans
Health insurance without deductible
Free service number 0800 678 2222
Direct billings with physicians and hospitals
Treatment of mental illness (also inpatient), except for psychoanalysis and psychotherapy
Dental treatment for pain relief
up to €500*
up to €500*
Repair of existing dentures
up to €200*
up to €200*
Simple dentures due to an accident
up to €2,000*
up to €2,000*
Maximum rate of the German fee schedule GOÄ
2.3
2.3
2.3
2.3
Maximum rate of the German fee schedule GOZ
2.3
2.3
2.3
2.3
Personal liability insurance
Bodily injuries and property damage
€1,000,000
€1,000,000
€1,000,000
Damage to the immovable property of a host family (deductible: €250). (Damage to the movable property of the host family is not covered.)
€1,000,000
€1,000,000
€1,000,000
Damage to rented property
€100,000
€100,000
€100,000
Accident insurance
Accidental death benefit
€5,000
€5,000
€5,000
Benefit in case of 100% accidental disability
€105,000
€105,000
€105,000
Disability benefit
€30,000
€30,000
€30,000
Progression (increase in the sum insured in proportion to the degree of disability)
350%
350%
350%
Rescue costs
€3,000
€3,000
€3,000
Plastic surgery as a result of an accident
€3,000
€3,000
€3,000
Deportation costs insurance
Noncontributory extended liability in case of an ordered deportation
€4,000
€4,000
€4,000
* during the entire insurance period
** The overall benefits for all entries marked with two asterisks are limited to €500 per insurance year.
Monthly premium
S
M
L
XL
For people up to 39 years
1st until 18th month
€33.00
€37.00
€41.00
€59.00
19th until 48th month
€50.00
€54.00
€59.00
€85.00
For people up to 69 years
1st until 18th month
€54.00
€58.00
€69.00
€83.00
19th until 48th month
€110.00
€114.00
€120.00
€130.00


More information about Provisit Educare24

 

Product information sheet

Customer information (German)

Benefits

icon plus

  • Health insurance
  • Outpatient medical treatment
  • Inpatient medical treatment including operations
  • Provision with medicine, dressing material and medical appliances
  • Provision with remedies such as physiotherapy and physical therapy (during the entire insurance period) up to €250
  • Medically necessary rehabilitation measures (subsequent to a medical treatment)
  • Examination and treatment due to pregnancy and childbirth
  • Medically necessary transport of patients for purposes of inpatient treatment
  • Medically necessary and prescribed return transport of an ill insured person from abroad to his/her home country
  • Noncontributory extension of insurance coverage up to 90 days if the stay must be extended for medical reasons
  • Repatriation of the mortal remains of the insured person or burial costs in case of death
  • Fees for treatment and cost plans
  • Health insurance without deductible
  • Free service number 0800 678 2222
  • Direct billings with physicians and hospitals
  • Treatment of mental illness (also inpatient), except for psychoanalysis and psychotherapy
  • Dental treatment for pain relief up to €500 *
  • Maximum rate of the German fee schedule GOÄ: 2.3
  • Maximum rate of the German fee schedule GOZ: 2.3
  • * during the entire insurance period
Monthly premium
  • For people up to 39 years
  • 1. until 18. month €33.00
  • 19. until 48. month €50.00
  • For people up to 69 years
  • 1. until 18. month €54.00
  • 19. until 48. month €110.00

icon plus

From €37.00 per month

For only 4 € per month more you get all the benefits of Provisit Educare24 S health insurance plus:

  • Personal liability insurance
  • Bodily injuries and property damage: €1,000,000
  • Damage to the immovable property of a host family (deductible: €250). (Damage to the movable property of the host family is not covered.): €1,000,000
  • Damage to rented property: €100,000
  • Accident insurance
  • Accidental death benefit: €5,000
  • Benefit in case of 100% accidental disability: €105,000
  • Disability benefit: €30,000
  • Progression (increase in the sum insured in proportion to the degree of disability): 350 %
  • Rescue costs: €3,000
  • Plastic surgery as a result of an accident: €3,000
  • Deportation costs insurance
  • Noncontributory extended liability in case of an ordered deportation: 4,000 €
Monthly premium
  • For people up to 39 years
  • 1. until 18. month €37.00
  • 19. until 48. month €54.00
  • For people up to 69 years
  • 1. until 18. month €58.00
  • 19. until 48. month €114.00

icon plus

From €41.00 per month

For only 4 € more you get all the benefits of Provisit Educare24 M insurance and additionally:

  • Dental treatment for pain relief
  • Repair of existing dentures: up to €200*
  • Simple dentures due to an accident: up to €2,000*
  • * during the entire insurance period
Monthly premium
  • For people up to 39 years
  • 1. until 18. month €41.00
  • 19. until 48. month €59.00
  • For people up to 69 years
  • 1. until 18. month €69.00
  • 19. until 48. month €120.00

icon plus

From €59.00 per month

You receive all the benefits of Provisit Educare24 L insurance and additionally benefit from:

  • Preventive measures within the framework of statutory programs**
  • Health check-ups and pediatric examinations within the framework of statutory programs**
  • Protective vaccination and dental prophylaxis**
  • ** The overall benefits for all entries marked with two asterisks are limited to €500 per insurance year.
Monthly premium
  • For people up to 39 years
  • 1. until 18. month €59.00
  • 19. until 48. month €85.00
  • For people up to 69 years
  • 1. until 18. month €83.00
  • 19. until 48. month €130.00


More information about Provisit Educare24

 

Product information sheet

Customer information (German)

FAQ - Frequently asked questions
 

Provisit Educare24 by DR-WALTER

 

At provisit.com, we offer short and long-term insurance policies for visiting foreign nationals in Germany. Provisit Educare24 is the recognized international health insurance for educational travelers in Germany. Over 100,000 satisfied customers have already purchased a Provisit Educare24 policy.

We have developed Provisit Educare24 especially for your stay for further education in Germany. Who are we? The experts for international health insurance. For over 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.

We have received the TÜV certificate “Certified Service Quality” every year since 2011. Over the years, more than 99% of our customers have given us top marks for our insurance policies and our service. Read the last 10 reviews here. You can find other reviews from satisfied customers at shopauskunft.de (German).

 

About us

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