From
€38.50per month
provisit germany
Travel health insurance for stays in Germany up to 2 years
- Can be purchased before and after entering the country
- Quick conclusion of contract with immediate confirmation
- Many different payment methods
- Free of charge cancellation (based on the actual number of days of travel)
Who is Provisit Germany for?
- Foreign visitors
- Visitors from abroad
- Long-term travelers
- Work and travel participants
- Seasonal Workers and Caregivers
- Extensions of stay
Provisit Germany is a comprehensive insurance policy consisting of international health insurance, accident insurance, personal liability insurance as well as deportation costs insurance for foreign visitors in Germany. The insurance can be purchased before or after entry and complies with Schengen visa regulations. Provisit Germany also offers you security if you work in Germany and are not subject to German social security.
You forgot to obtain international health insurance or your stay in Germany has been extended? Then Provisit Germany is the solution, because it can also be purchased as additional insurance up to 12 months after leaving the country of departure to travel to Germany. Click here for details regarding the maximum insurance period.
Provisit Germany at a glance
Provisit Germany premiums and benefits
From €38.50 per month
- Health insurance
- Outpatient medical treatment
- Inpatient medical treatment including operations
- Provision with medicine, dressing material and medical appliances
- Provision with remedies such as physiotherapy and physical therapy (during the entire insurance period): up to €250
- Medically necessary rehabilitation measures (subsequent to a previous medical treatment)
- Treatment in case of pregnancy and childbirth
- Medically necessary transport of patients for purposes of inpatient treatment and treatment by an emergency physician
- Medically necessary and prescribed return transport
- Non-contributory extension of insurance coverage up to 90 days in case of pending claims and if the patient is not medically transportable
- Expenses for the repatriation of the insured person’s remains in the event of death or funeral expenses
- Fees for medical costs projections
- No deductible in health insurance
- Direct billing with physicians and hospitals without advance payment
- Treatment of mental illness (also inpatient) except psychoanalysis and psychotherapy
- Dental treatment for pain relief
- Simple repair of existing dentures (during the entire insurance period): up to €200
- Dentures due to an accident (during the entire insurance period): up to €2,000
- Personal liability insurance
- Bodily injuries and property damage: €1,000,000
- Damage to the immovable property of a host family (deductible: €250). (Damage to the movable property of the host family is not covered.): €1,000,000
- Damage to rented property: €100,000
- Accident insurance
- Accidental death benefit: €5,000
- Benefit in case of 100% accidental disability: €105,000
- Disability benefit: €30,000
- Progression (increase in the sum insured in proportion to the degree of disability): 350%
- Rescue costs: €3,000
- Plastic surgery as a result of an accident: €3,000
- Deportation costs insurance
- Noncontributory extended liability in case of an ordered deportation: €4,000
- Purchase of insurance before or within one month after entering the country of destination (maximum insurance period 24 months)
- For persons up to 29 years: €38.50
- From the 13th month: €58.50
- Persons up to 69 years: €64.00
- From the 13th month: €111.00
- Purchase of insurance within one year after entering the country of destination (maximum insurance period 12 months)
- Persons up to 29 years: €54.00
- Persons up to 69 years: €85.00
More information about Provisit Germany
You will find a full description of benefits and benefit exclusions in the Customer information download.
Exclusion of benefits – the facts
- intentionally caused by the insured person;
- caused by the insured person as a result of an intentional criminal act or the intentional attempt of committing a criminal act.
- Any pre-existing illnesses, diseases, disorders and their consequences that the insured person already had and suffered from at the beginning of insurance coverage. Furthermore, any consequences of such illnesses, diseases, disorders and of accidents, that were treated during the last six months prior to the beginning of insurance coverage.
- Psychoanalysis, psychotherapy and hypnosis (for exceptions see General Insurance Conditions (German))
- Dental treatment that goes beyond treatment for pain relief as well as prophylactic dental treatment including plaque removal.
- Dentures including dental crowns, inlays and onlays (for exceptions see General Insurance Conditions (German))
- Orthodontics.
- Medical appliances such as glasses, shoe lifts, bandages, trusses, etc. (for exceptions see General Insurance Conditions (German))
- Pregnancies that were conceived prior to the beginning of insurance coverage.
- Preventive medical examinations and check-ups.
- Examinations carried out in order to obtain a residence permit.
- Treatment in case of acne and hair loss as well as measures for the removal of birthmarks and warts.
- Treatment of the eyes carried out due to ametropia, including visual acuity determination.
- Treatment in case of sterility/infertility (in vitro fertilization).
- Plastic surgery.
- Treatment for HIV infection.
- Certificates and expert opinions.
- Medical treatment by the host family. Material costs will be reimbursed.
- Medical costs if an illness is treated twice.
You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German).
- damages to motor vehicles as a result of keeping or operating such vehicles;
- damages caused by the exchange, transmission or provision of electronic data.
You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German).
- accidents caused directly or indirectly by nuclear power;
- accidents as a result of mental illness or cognitive disorders;
- accidents caused directly or indirectly by foreseeable acts of war.
You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German).
What to do in case of an insured event?
What do you have to do if you actually get sick as a guest from abroad during your stay in Germany? What do you do in the event of a medical emergency? And above all: What do you have to do so that the insurance company pays for the treatment? We answer these questions in our overview "Procedure in the event of a claim".
FAQ - Frequently asked questions
Provisit Germany international health insurance by DR-WALTER
At provisit.com, we offer insurance policies for visiting foreign nationals in Germany. Provisit Germany is the recognized international health insurance for stays in Germany of up to 24 months. Over 100,000 satisfied customers have already purchased a Provisit Germany policy.
We have developed Provisit Germany for your private or business trip to Germany. Who we are? The experts for international health insurance. Forover 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.
We have received the TÜV certificate “Certified Service Quality” every year since 2011, which is proof of our outstanding services. Over the years, more than 99% of our customers have given us top marks for our insurance policies and services.
