Health insurance for stays in Europe

If you are traveling from one Schengen state to another, suitable health insurance is essential in order to be covered in the event of illness. Although the Schengen Agreement enables the free movement of people within the member states, this does not automatically mean that medical treatment in other countries is free of charge or without insurance cover. Travelers should therefore take out suitable health insurance that is tailored to their specific needs.

For European travelers from Schengen states, it is important to choose insurance that covers both outpatient and inpatient treatment. This includes visits to the doctor, medication, hospital stays and emergency services. Many European countries require proof of valid health insurance when entering the country - whether for tourists, business travelers or students. A European Health Insurance Card (EHIC) can be helpful here; it allows access to medical care under the same conditions as locals. However, the EHIC does not always cover all costs and is mainly suitable for short-term stays.

In short, suitable health insurance is essential when traveling within Europe. It protects you against unexpected, very high costs and ensures that you can enjoy your stay worry-free.

For travelers from third countries coming to Europe, suitable health insurance is essential in order to be covered in the event of illness. Unlike EU or Schengen citizens, non-Europeans often require proof of valid health insurance in order to meet visa requirements and ensure medical care in European countries. Without adequate protection, unexpected medical expenses can quickly lead to considerable financial burdens.

When choosing health insurance for travelers to Europe from third countries, care should be taken to ensure that it covers both outpatient and inpatient treatment. This includes visits to the doctor, medication, hospital stays and emergency services. Many European countries require proof of such insurance when entering the country - often in the form of travel health insurance with sufficient cover. It is important to check the insurance conditions carefully: The insurance should cover all travel countries within Europe and provide immediate assistance in the event of an accident or sudden illness.

Our health insurance policies offer more comprehensive benefits than standard travel insurance policies and are specially tailored to the needs of third-country nationals. Expensive treatments or repatriation costs are also covered.