provisit student TK
Statutory health insurance for foreign students in Germany
- Membership in TK (Techniker Krankenkasse)
- Combination of statutory and free incoming insurance
- Can be applied for from abroad
- Family members covered free of charge by TK insurance
- Immediate confirmation for visa and university
Who is Provisit Student TK for?
- Enrolled students
- Especially recommended for students under 28 years of age
- Enrolled graduates
- Accompanying spouse
- Accompanying children
Provisit Student TK is a combination of free international health insurance and statutory comprehensive health insurance. Between your arrival and the start of your studies, you are insured free of charge with Provisit Incoming Insurance (up to 90 days). As soon as your studies begin, you become a member of Germany's largest and most popular statutory health insurance provider, Techniker Krankenkasse (TK).
With over 10 million insured members, Techniker Krankenkasse is one of the largest health insurance companies in Germany. As a TK member, you will receive an insurance card (European Health Insurance Card, “EHIC”). With this card, you can visit doctors not only in Germany, but throughout Europe. In addition, you do not have to pay upfront, as is customary with private insurance companies. Simply present your insurance card to the doctor or hospital, and the treatment will be billed directly to TK.
We recommend Provisit Student TK for international students under the age of 28. If you are 28 or older, Provisit Study Secure is the ideal insurance for you. From the age of 38 however, Provisit Student is best for health coverage during your studies in Germany.
Provisit Student TK at a glance
Free insurance between arrival and start of studies!
Provisit Student TK fully covers you from the first day of your studies. But many students arrive before their first day of studies. Foreign students must also be insured for the period between arrival and start of studies. Usually, you need to buy extra health insurance for this period.
But not with Provisit Student TK! When you take out Provisit Student TK, you are automatically insured for the period between arrival and start of studies. And best of all: it's free! Our Provisit Incoming Insurance covers you for up to 92 days before start of studies – for €0!
Provisit Student TK premiums and benefits
From €139.11 per month
- Direct billing with physicians and hospitals without advance payment
- Medical, dental and psychotherapeutic treatment
- Treatments for the preventive recognition of diseases
- Treatment in order to prevent and alleviate diseases as well as contraception and termination of pregnancy
- Supply of medicines, bandages, remedies, and medical aids
- Treatment of pre-existing illnesses
- Inpatient medical treatment without temporal restrictions
- Treatment of spouse and children
- Easy extension of contract in case of the necessity to study for some more semesters
- Persons up 22 years €139.11
- Persons with children 23 years and older €139.11
- Persons without children 23 years and older €144.24
Further informationen on Provisit Student TK
For more information on benefits and exclusions, as well as further details, please refer to the following documents.
Consultation sheet Techniker Krankenkasse (German)
Insurance terms and conditions Techniker Krankenkasse (German)
Additional protection by DR-WALTER Protect
Supplement your health insurance coverage with our Protect Standard package for €6.60 per month or our Protect Complete package for €11.30 per month. Both packages include accident, liability, baggage and assistance insurance. Protect Complete additionally includes intern liability insurance, which is required by many companies for an internship during studies.
Provisit Student TK by DR-WALTER
At provisit.com, we offer insurance policies for foreigners in Germany. We have developed Provisit Student TK especially for enrolled foreign students in Germany. Who are we? The experts for international health insurance. For over 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.
Provisit Student TK is a cooperation between us and selected, renowned insurance companies. Techniker Krankenkasse is our partner when it comes to statutory health insurance. The Provisit Incoming Insurance policy coverage is furnished by Würzburger Versicherungs-AG.
We have received the TÜV certificate “Certified Service Quality” every year since 2011, which is proof of the excellent quality of our services. Over the years, more than 99% of our customers have given us top marks for our insurance policies and services.
