From
€1.10per day
provisit visum
Travel health insurance for Schengen visa
- Get your money back if you cannot enter the country due to illness or visa denial
- Simple conclusion of contract with immediate confirmation
- All major payment methods accepted
- Cancellation and rebooking free of charge
Who is Provisit Visum for?
- Foreign visitors
- Visitors from abroad
- Tourists to Germany
- Short-stay tourists
- Groups of visitors
- Visiting family and friends
- Business travelers in Schengen countries
- Trade fair visitors
Provisit Visum is an international health insurance policy specifically for visitors to Germany with a Schengen visa. It is ideal for both personal and business travel for up to 180 days. If you are coming to Germany as a visitor or business traveler and need a Schengen visa, Provisit Visum is the perfect health insurance for you: officially recognized, affordable, and easy to obtain. In addition, there is no age limit for Provisit Visum.
You can purchase Provisit Visum on a daily basis according to the duration of your trip and pay only for the required insurance period. After concluding the contract online, you will immediately receive proof of insurance for consulates, embassies, immigration offices and other official bodies by email.
Provisit Visum at a glance
Provisit Visum premiums and benefits
More information about Provisit Visum
You will find a full description of benefits and benefit exclusions in the Customer information download (German).
Provisit Visum premiums and benefits
- Health insurance
- Outpatient medical treatment
- Inpatient medical treatment including operations
- Provision with medicine, dressing material and medical appliances
- Provision with remedies such as physiotherapy and physical therapy (during the entire insurance period) up to €250
- Medically necessary transport of patients for purposes of inpatient treatment
- Medically necessary and prescribed return transport of an ill insured person from abroad to his/her home country
- Noncontributory extension of insurance coverage up to 90 days if the stay must be extended for medical reasons
- Repatriation of the mortal remains of the insured person or burial costs in case of death
- Direct billing with physicians and hospitals without advance payment
- Health insurance without deductible
- 24-hour emergency service
- Dental treatment for pain relief
- Simple repair of existing dentures
- For people up to 64 years (Minimum fee: €20.00)
- Daily €1.10
- For people 65 years and above (Minimum fee: €20.00)
- Daily €6.50
From €1.30 per day
For only €0.20 per day more, you get all the benefits of Provisit Visum health insurance plus:
- Personal liability insurance
- Bodily injuries and property damage: €1,000,000
- Damage to members of a host family (but not their property) as well as fire damage to household effects and buildings of a host family caused by negligence on the part of the insured person: €1,000,000
- Accident insurance
- Accidental death benefit: €5,000
- Benefit in case of 100% accidental disability: €67,500
- Disability benefit: €30,000
- Progression (increase in the sum insured in proportion to the degree of disability): 225 %
- Rescue costs: €3,000
- Plastic surgery as a result of an accident: €3,000
- For people up to 64 years (Minimum fee: €20.00)
- Daily €1.30
- For people 65 years and above (Minimum fee: €20.00)
- Daily €6.70
More information about Provisit Visum
You will find a full description of benefits and benefit exclusions in the Customer information download (German).
Exclusion of benefits – the facts
- intentionally caused by the insured person;
- caused by the insured person as a result of an intentional criminal act or the intentional attempt of committing a criminal act.
- treatments of which it was certain prior to the journey that they would have to take place under normal circumstances, unless the death of a spouse or a first degree relative was the reason for the journey;
- diseases and their consequences as well as consequences of an accident that are the reason for traveling abroad;
- treatments due to employment abroad;
- treatment of mental disorders and illnesses, psychosomatic treatment (e.g. hypnosis, autogenous training) and psychotherapy;
- childbirth, abortion as well as examinations and treatments due to pregnancy;
- costs for the treatment of pre-existing conditions, including chronic diseases, unless there is an acute and unforeseen deterioration in the state of health;
- health damage and death caused by war and unrest. There is, however, insurance coverage if the insured person faces sudden and unexpected war or civil war. Such insurance coverage expires at the end of the 7th day after the outbreak of war or civil war in the country where the insured person stays.
- diseases or accidents based on intent, including suicide, attempted suicide and addiction (e.g. alcohol, drugs, etc.) as well as the consequences of such diseases or accidents and detoxification and withdrawal treatments;
- housing due to need for long-term care or keeping;
- treatment at a health resort and at a sanitarium as well as rehabilitation measures;
- examinations or treatment methods and medicine that are neither scientifically recognized in the respective country of stay nor in the patient’s home country;
- dental treatment that goes beyond treatment for pain relief, repair of dentures and temporary solutions, like new dentures including dental crowns, dental cosmetics and orthodontics;
- medical treatment and other medically prescribed measures where the insured person was aware at the start of the insured stay that they had to take place for medical reasons when the insured stay was scheduled to take place (e.g. dialysis).
You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions.
- damage caused by the use of a motor vehicle is not insured. This includes both personal injury and damage to property;
- damages caused by the exchange, transmission or provision of electronic data.
You will find the detailed terms and conditions in the Liability Insurance Conditions.
- accidents caused directly or indirectly by nuclear power;
- accidents as a result of mental illness or cognitive disorders;
- accidents caused directly or indirectly by foreseeable acts of war.
You will find the detailed terms and conditions in the Accident Insurance Conditions.
What to do in case of an insured event?
What do you have to do if you actually get sick as a guest from abroad during your stay in Germany? What do you do in the event of a medical emergency? And above all: What do you have to do so that the insurance company pays for the treatment? We answer these questions in our overview "Procedure in the event of a claim".
FAQ - Frequently asked questions
Provisit Visum by DR-WALTER
At provisit.com, we offer short and long-term insurance policies for visiting foreign nationals in Germany. Provisit Visum is the recognized international health insurance for Schengen stays of up to six months. Over 100,000 satisfied customers have already purchased a Provisit Visum policy.
We have developed Provisit Visum especially for your visit to Germany. Who are we? The experts for international health insurance. For over 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.
We have received the TÜV certificate “Certified Service Quality” every year since 2011, which is proof of our outstanding services. Over the years, more than 99% of our customers have given us top marks for our insurance policies and services. Read the last 10 reviews here. You can find over 300 other positive customer reviews (German) at shopauskunft.de.
