Comparing Provisit Visum / Provisit Germany

Insurance type: Private travel health insurance

International health insurance covers things that other types of health insurance do not—things that are particularly important when staying in a foreign country. These include, amongst other things, medically supervised repatriation back to your home country.

Price

Our insurance policies are scaled according to age and scope of coverage. This means that premiums are higher for older people. You can also choose to add additional coverage to your health insurance, such as personal liability and accident insurance.

Countries covered: All EU states

The EU member states currently include (as of August 2025):

Austria, Belgium, Bulgaria, Croatia, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Sweden, Slovakia, Slovenia, Spain

You are also insured in: Liechtenstein, Norway, Switzerland, Iceland, Andorra, Monaco, San Marino, Vatican City

Including

You can take out Provisit Visum either as health insurance only, or add personal liability and accident insurance for just a few cents extra. Provisit Germany is an insurance package that includes health insurance, personal liability insurance, accident insurance, and deportation costs insurance.

Particularly suitable for

We recommend the two tariffs for different target groups, but that is a mere recommendation. For example, for a two-week family visit to Germany / Europe, both Provisit Visum and Provisit Germany can be selected - both equally meet all the requirements of the visa authorities. However, we recommend Provisit Visum because for shorter stays, it costs less than Provisit Germany.

Minimum payment

This is the minimum amount you must pay when you take out the respective insurance, even if you only use it for a very short period of time. Please note, however, that this does not apply in the event of cancellation. If you cancel the contract before it begins (before your entry), you will not pay anything, not even the minimum premium.

Maximum insurance period

Please note the following regarding Provisit Germany: If you take out the policy before entering the country or up to one month after entering, the maximum duration is two years. You can take out Provisit Germany even later than that, up to one year after entering the country. In this case, however, the maximum contract term is reduced by the number of months since your arrival in Germany.

Age limit

Please read our savings tip at the bottom of the page.

Purchase after entry

Provisit Germany can be booked up to one year after entry. This makes the tariff ideal as follow-up insurance. This is important for people who have insurance that ends during their stay or that is terminated by the provider.

Instant insurance confirmation via email

Important for visa applications and immigration authorities.

Meets official requirements, or money back

It happens very rarely, but it does happen: your visa authority does not accept our health insurance for unclear reasons. Even though it meets all the legal requirements for health insurance in the EU. This is frustrating, but at least we will refund your money in full – without any fees. The same applies if your visa application is rejected for other reasons.

For reimbursement, we only require proof of visa rejection.

Free cancellation and rebooking

If you cancel your insurance contract, you will not be charged anything - no minimum premium or processing fee. We will refund the full amount you have paid. Please note that "canceling" here means "terminating" the contract before the insurance coverage begins.

A rebooking, e.g. if your entry is delayed and the start of the insurance needs to be changed, is also free of charge.

Exact-day cancellation

Many insurance companies charge monthly premiums: you have to pay for each full month, even if you no longer need the insurance cover. We do things differently. If your stay ends on April 10 and you leave on that day, you don't have to pay for the entire 30 days of April, but only for 10 days.

More specifically: You pay the full premium for the month of April in advance, and if you inform us that you no longer need the insurance from April 10 onwards, we will refund you the money pro rata for 20 days.

Please note, however, that your cancellation will take effect at the earliest on the day we receive it. This means that you must notify us of your cancellation either before the day of your departure or on the day of your departure at the latest.

Health insurance unlimited coverage

One of the conditions that health insurance must meet in order to be recognized by visa authorities is that the insurance must pay up to €30,000 if necessary. This ensures that high costs incurred by medical treatment, hospital stays, and repatriation are covered. The European Union has set a minimum amount of €30,000 for this purpose.

Provisit Visum and Provisit Germany both exceed these requirements, as both tariffs offer unlimited health insurance coverage.

Medically necessary and medically prescribed repatriation

Repatriating a patient back to their home country can be very expensive. The exact costs depend mainly on the distance and the type of transport. In particular, when it comes to transporting patients from Germany to a non-European country, we are talking about tens of thousands of euros.

Very few of us can easily afford such sums. The risk of having to pay for such repatriation out of your own pocket is one of the biggest risks when staying abroad.

Transportation costs in the event of death/funeral

The same applies for repatriation of the deceased: this would mean financial ruin for those who have to bear these costs. In this case, that would be the relatives of the deceased guest or the person who officially vouched for the guest when applying for a visa.

To prevent this from happening in the first place, there is an EU regulation stipulating minimum coverage of €30,000 for health insurance for visitors who require a visa.

Particularly suitable as follow-up insurance

The health insurance you took out for your stay may expire before your stay ends for various reasons. This also means that your residence permit will expire and you will have to leave the country. To ensure that you can stay in Germany as planned, you need follow-up insurance. Provisit Germany is ideal for this, as you can take out a policy even if you have already been in Germany for a long time, namely up to one year after entry.

Provisit Visum can also be obtained after entry, but only for up to 10 days.

Physical labor covered

Provisit Germany is particularly suitable for work and travel, seasonal workers, caregivers, and similar stays that involve physical work. This is because these activities are also covered by Provisit Germany. This is not the case with Provisit Visum.

This is also not common with comparable travel health insurance policies - physical labor is not usually covered by this type of insurance. Please note that this only applies to jobs that are not subject to social security contributions.

Benefits during pregnancy and childbirth

Unlike most other travel health insurance policies of its kind, Provisit Germany also covers treatment for pregnancy and childbirth. There is one restriction: no benefits are provided for pregnancies that existed before the start of the contract.