From
€33.00per month
provisit educare24
Travel health insurance for foreign language students, interns and adult education students
- Conclusion of insurance regardless of student status
- Can be concluded without a German bank account
- Immediate confirmation directly after conclusion of contract
- Payment also possible after entry
Who is Provisit Educare24 for?
- Foreign language students
- Applicants for study
- Non-enrolled students
- Exchange program participants
- Interns
- Adult education students
- Pupils
Are you planning to learn German at a Studienkolleg (preparatory course), do an internship, attend a summer university, take study preparation classes or a language course in Germany? Then Provisit Educare24 is the right health insurance for you.
During the time before your professional studies in Germany, you are not considered a student but a language student and are usually not fully enrolled. Therefore, you cannot be insured with a provider of compulsory health insurance and need a private health insurance policy such as Provisit Educare24. The flexible comprehensive coverage for foreign language students, applicants for study, interns, adult education students and pupils.
The insurance policy can be obtained quickly and easily online before and during the stay in Germany.
Provisit Educare24 at a glance
Provisit Educare24 premiums and benefits
More information about Provisit Educare24
You will find a full description of benefits and benefit exclusions in the Customer information download.
Provisit Educare24 premiums and benefits
- Health insurance
- Outpatient medical treatment
- Inpatient medical treatment including operations
- Provision with medicine, dressing material and medical appliances
- Provision with remedies such as physiotherapy and physical therapy (during the entire insurance period) up to €250
- Medically necessary rehabilitation measures (subsequent to a medical treatment)
- Examination and treatment due to pregnancy and childbirth
- Medically necessary transport of patients for purposes of inpatient treatment
- Medically necessary and prescribed return transport of an ill insured person from abroad to his/her home country
- Noncontributory extension of insurance coverage up to 90 days if the stay must be extended for medical reasons
- Repatriation of the mortal remains of the insured person or burial costs in case of death
- Fees for treatment and cost plans
- Health insurance without deductible
- Free service number 0800 678 2222
- Direct billings with physicians and hospitals
- Treatment of mental illness (also inpatient), except for psychoanalysis and psychotherapy
- Dental treatment for pain relief up to €500 *
- Maximum rate of the German fee schedule GOÄ: 2.3
- Maximum rate of the German fee schedule GOZ: 2.3
- * during the entire insurance period
- For people up to 39 years
- 1. until 18. month €33.00
- 19. until 48. month €50.00
- For people up to 69 years
- 1. until 18. month €54.00
- 19. until 48. month €110.00
From €37.00 per month
For only 4 € per month more you get all the benefits of Provisit Educare24 S health insurance plus:
- Personal liability insurance
- Bodily injuries and property damage: €1,000,000
- Damage to the immovable property of a host family (deductible: €250). (Damage to the movable property of the host family is not covered.): €1,000,000
- Damage to rented property: €100,000
- Accident insurance
- Accidental death benefit: €5,000
- Benefit in case of 100% accidental disability: €105,000
- Disability benefit: €30,000
- Progression (increase in the sum insured in proportion to the degree of disability): 350 %
- Rescue costs: €3,000
- Plastic surgery as a result of an accident: €3,000
- Deportation costs insurance
- Noncontributory extended liability in case of an ordered deportation: 4,000 €
- For people up to 39 years
- 1. until 18. month €37.00
- 19. until 48. month €54.00
- For people up to 69 years
- 1. until 18. month €58.00
- 19. until 48. month €114.00
From €41.00 per month
For only 4 € more you get all the benefits of Provisit Educare24 M insurance and additionally:
- Dental treatment for pain relief
- Repair of existing dentures: up to €200*
- Simple dentures due to an accident: up to €2,000*
- * during the entire insurance period
- For people up to 39 years
- 1. until 18. month €41.00
- 19. until 48. month €59.00
- For people up to 69 years
- 1. until 18. month €69.00
- 19. until 48. month €120.00
From €59.00 per month
You receive all the benefits of Provisit Educare24 L insurance and additionally benefit from:
- Preventive measures within the framework of statutory programs**
- Health check-ups and pediatric examinations within the framework of statutory programs**
- Protective vaccination and dental prophylaxis**
- ** The overall benefits for all entries marked with two asterisks are limited to €500 per insurance year.
- For people up to 39 years
- 1. until 18. month €59.00
- 19. until 48. month €85.00
- For people up to 69 years
- 1. until 18. month €83.00
- 19. until 48. month €130.00
More information about Provisit Educare24
You will find a full description of benefits and benefit exclusions in the Customer information download.
Exclusion of benefits – the facts
- intentionally caused by the insured person;
- caused by the insured person as a result of an intentional criminal act or the intentional attempt of committing a criminal act.
- Any pre-existing illnesses, diseases, disorders and their consequences that the insured person already had and suffered from at the beginning of insurance coverage. Furthermore, any consequences of such illnesses, diseases, disorders and of accidents, that were treated during the last six months prior to the beginning of insurance coverage.
- Psychoanalysis, psychotherapy and hypnosis.
- Dental treatment that goes beyond treatment for pain relief as well as prophylactic dental treatment including plaque removal. (for exceptions see General Insurance Conditions (German))
- Dentures including dental crowns, inlays and onlays (for exceptions see General Insurance Conditions (German))
- Orthodontics.
- Medical appliances such as glasses, shoe lifts, bandages, trusses, etc. (for exceptions see General Insurance Conditions (German))
- Pregnancies that were conceived prior to the beginning of insurance coverage.
- Preventive medical examinations and check-ups (for exceptions see General Insurance Conditions (German))
- Examinations carried out in order to obtain a residence permit.
- Treatment in case of acne and hair loss as well as measures for the removal of birthmarks and warts.
- Treatment of the eyes carried out due to ametropia, including visual acuity determination.
- Treatment in case of sterility/infertility (in vitro fertilization).
- Plastic surgery.
- Treatment for HIV infection.
- Certificates and expert opinions.
- Medical treatment by the host family. Material costs will be reimbursed.
- Medical costs if an illness is treated twice.
You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German).
- Damage caused by the use of a motor vehicle is not insured. This includes both personal injury and damage to property.
- Damages caused by the exchange, transmission or provision of electronic data.
You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German).
- accidents caused directly or indirectly by nuclear power;
- accidents as a result of mental illness or cognitive disorders;
- accidents caused directly or indirectly by foreseeable acts of war.
You will find the detailed benefits and exclusion of benefits in the General Insurance Conditions (German).
What to do in case of an insured event?
What do you have to do if you actually get sick as a guest from abroad during your stay in Germany? What do you do in the event of a medical emergency? And above all: What do you have to do so that the insurance company pays for the treatment? We answer these questions in our overview "Procedure in the event of a claim".
FAQ - Frequently asked questions
Provisit Educare24 by DR-WALTER
At provisit.com, we offer short and long-term insurance policies for visiting foreign nationals in Germany. Provisit Educare24 is the recognized international health insurance for educational travelers in Germany. Over 100,000 satisfied customers have already purchased a Provisit Educare24 policy.
We have developed Provisit Educare24 especially for your stay for further education in Germany. Who are we? The experts for international health insurance. For over 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.
We have received the TÜV certificate “Certified Service Quality” every year since 2011. Over the years, more than 99% of our customers have given us top marks for our insurance policies and our service. Read the last 10 reviews here. You can find other reviews from satisfied customers at shopauskunft.de (German).
