for foreigners in Germany & Germans abroad
- Visitors with Schengen visa
- Business travelers / trade fair visitors
- Work & Travel
- Digital nomads
- Seasonal workers
- Pupils / language students
- Adult education students
- Exchange students
- Graduate students
- Visiting scientists
- Postdocs / doctoral students
- Scholarship holders
Hello, we are glad you found us! We have the ideal health insurance for your trip or stay abroad. No matter whether you are coming to Germany, for example as a tourist, student or seasonal worker, or whether you are going out from Germany into the world - we have the matching health insurance in our program. What sets us apart from others is that we not only offer health insurance for abroad, but also comprehensive health insurance. The latter are available as private or statutory health insurance. Let us introduce ourselves briefly: We are DR-WALTER, experts in international health insurance since 60 years.
Travel insurance unlimited - by DR-WALTER
which you need, for example, for your visa application.
Do you have a fever, cough, or other signs of a COVID-19 infection? You can rest assured! You don't have to be afraid of high medical costs with Provisit's insurance coverage. Medical treatment for COVID-19 infection is covered.
In addition, our Provisit insurance policies include unlimited post-treatment benefits should you be forced to stay abroad for an extended period of time due to the infection.
Other coverage options are:
- Cancellation of insurance due to COVID-19
- Postponed travel due to COVID-19
- Travel to countries for which the German Foreign Office has issued a travel warning.
We strongly recommend that you have a COVID-19 test done before you begin your trip. This will protect you and your host family from infection and extended quarantine measures. If you have further questions, please read our frequently asked questions section for each insurance quote or contact us.
International health insurance, private comprehensive health insurance, statutory health insurance? Choosing the right insurance can sometimes be a bit overwhelming for a layman. In addition, in your specific case the best solution may be a combination of various insurances.
But don't worry, we will help you! At DR-WALTER we not only sell insurance, but we also put a lot of emphasis on giving you the right advice so that you get exactly the coverage you need for your stay abroad. So if you have any questions, don't hesitate to contact us.
Since 07.07. 2021, we are a Review Forest partner. This means that you and us together can do something good in terms of enviromental sustainability. And you don't have to do anything other than submit a Google review about us. For every review, Review Forest plants a tree in Mexico, for which we will pay. So, whether you are happy or not with our Provisit insurance and services, leave your review on Google, and there will be one more tree on Planet Earth!
Our customers keep coming back to us because our insurances are of high quality but also very affordable. So dear customers, who are used to our "old" Website: Learn what has changed. By the way: This is the Provisit insurance you know from before.
So you want to travel abroad and need health insurance. To make it easier for you to choose the right health insurance, we will now explain the most important things you need to know, namely the difference between a "foreign health insurance" (also often called "travel health insurance") and a "full health insurance". By the way, with us you get both.
The main difference between "foreign health insurance" and "full health insurance" is the purpose of the respective insurance. Simply put, the purpose of an international health insurance is to cover you in addition to the regular health insurance you have in your home country. Often, international health insurance is also suitable to cover guests such as au pairs during their visit to Germany who do not have health insurance in their home country.
In contrast to the international health insurance, the comprehensive health insurance is not an additional coverage, but your "main coverage", so to speak. Your comprehensive health insurance guarantees complete basic medical care in your home country, or in the country where you are staying for a longer period of time, for example to study or work there. In Germany, you have the choice between a statutory health insurance and a private comprehensive health insurance.
So international health insurance and comprehensive health insurance cover different things. For example, the international health insurance pays for medical home transport - the regular comprehensive health insurance does not. In contrast, the latter pays for preventive medical examinations, which most international health insurances do not do.