from
€ 156,41per month
Grant Health Insurance
Comprehensive health insurance for foreign scholarship holders in Germany
- No health check
- Unlimited insurance duration
- Eligible for employers' contributions
- Daily sickness allowance (optional)
Who is Grant Health Insurance for?
- Visiting scientists
- Scholarship holders
- Doctoral students
- PhD students
- Postdocs
- Accompanying spouses
- Accompanying children
Grant Health Insurance is a substitutive private health insurance for foreign academics, doctoral students and visiting scientists in Germany, which meets all requirements of immigration authorities, institutes and universities.
The insurance benefits meet the requirements of the GKV-Spitzenverband. The insurance is eligible for employer subsidies and can be taken out for an unlimited period. From a duration of stay of more than 12 months, nursing care insurance is also included.
Grant health insurance can be taken out by sponsored scholarship holders before entry and 6 weeks after entry without a health check. It can optionally be supplemented by daily sickness benefits insurance and the Protect package with personal liability insurance, baggage insurance, accident insurance and assistance insurance.
Grant Health Insurance at a glance
Grant Health Insurance premiums and benefits
For non-EU scholarship holders for the first 60 months in Germany
Outpatient medical treatment: 100% reimbursement for ...
- Outpatient medical treatment
- Rides and transports
- Radiation diagnosis and therapy
- Provision with medicine, dressing material and medical appliances
- Remedies
- Medical aids
- Glasses/Contact lenses
- Preventive medical examinations
- Protective vaccination
- Psychotherapy
- Outpatient deliveries and home birth plus a flat rate of €750 and delivery in a midwife-led facility.
- Naturopathic treatment
- Specialized outpatient palliative care
- Home nursing
- Double or multiple-bed room
- Private medical treatment
- Ambulance service
- Accompanying person
- Childbirth
- Childcare allowance abroad
- Inpatient hospice care
- Dental treatment
- 80% reimbursement for dentures and orthodontic measures up to max. € 1,025 per person and calendar year
- Return transports from abroad
- Repatriation in the event of death to the home country or burial in Germany
- Retrieval of children up to €5,000 per child
- Blood transport abroad
- Digital health applications (optional)
- Private compulsory long-term care insurance (for stays over 1 year)
- Daily sickness allowance (optional)
- Health insurance from €156.41
- Daily sickness allowance (optional) from €3.70
- Private compulsory long-term care insurance (for stays over 1 year) from €32.52
- Protect-Standard (optional) €6.60
- Protect-Complete (optional) €11.30
For non-EU scholarship holders after 60 months and EU-scholarship holders
Outpatient medical treatment: 100% reimbursement for ...
- Outpatient medical treatment
- Rides and transports
- Radiation diagnosis and therapy
- Provision with medicine, dressing material and medical appliances
- Remedies
- Medical aids
- Glasses/Contact lenses
- Preventive medical examinations
- Protective vaccination
- Psychotherapy
- Double or multiple-bed room
- Private medical treatment
- Ambulance service
- Accompanying person
- Childbirth
- Dental treatment
- 80% reimbursement for dentures and orthodontic measures up to max. € 1,025 per person and calendar year
- Return transports from abroad
- Repatriation in the event of death to the home country or burial in Germany
- Digital health applications
- Private compulsory long-term care insurance (for stays over 1 year)
- Daily sickness allowance (optional)
- Health insurance from €300.45
- Daily sickness allowance (optional) from €3.70
- Private compulsory long-term care insurance (for stays over 1 year) from €32.52
- Protect-Standard (optional) €6.60
- Protect-Complete (optional) from €11.30
More information about Grant Health Insurance
The above lists are not complete. Please refer to the consumer information for the exact benefits and benefit exclusions, and to the premium table for the exact premiums.
Health insurance product information sheet
Long-term care insurance product information sheet
Sickness allowance product information sheet
FAQ - Frequently asked questions
Grant Health Insurance by DR-WALTER
Grant Health Insurance is a cooperation between DR-WALTER and the German Association of International Students DEGIS. Through a group contract, foreign scholarship holders who receive a grant in Germany can be comprehensively insured without a health check.
The German Society of International Students DEGIS is a recognized non-profit organization that forms the largest community for international students in Germany. For over 60 years, DR-WALTER has been insuring all types of travel. Our specialty is providing coverage for foreign visitors.
We have received the TÜV certificate “Certified Service Quality” every year since 2011, which is proof of our outstanding services. Over the years, more than 99% of our customers have given us top marks for our insurance policies and services.
