Your advantages with DR-WALTER Liability

Overseas insurance policies often only cover small sums. Liability's insurance sums are € 5.000,000 each for personal injury and property damage, and € 1.000,000 for financial loss.

If the traveler stays with host families abroad, these are also protected under the liability insurance. Personal injury and property damage to the host family's movable and immovable property are covered without deductible.

Damage occurring during a professional internship as part of a study program or Erasmus Plus program is also insured: without deductible and in the amount of the insured sum; damage occurring during professional internships, independent of a study program or Erasmus Plus program, is also insured: up to an insured sum of € 10.000 with a deductible of € 100 per claim.

The EU criteria for Erasmus Plus programs require private liability insurance. This must also cover damages during a program-accompanying internship. Liability fully complies with these requirements.

How quickly does it happen? While playing soccer, you accidentally hit your host child's glasses and they break. As an au pair, you look after the host family's children and spend a lot of time in their home. Therefore, it is important that the protection of the liability insurance also applies to damages to the host family. Liability also covers personal injury and property damage to the host family's movable and immovable property.

Included is the legally required liability insurance for the loss of third-party keys. This also includes master keys or code cards for a locking system. Also insured are the costs for the necessary replacement of locks and locking systems as well as for temporary security measures (e.g. emergency lock): up to a sum of € 30.000.

Included is the legally required liability insurance for the loss of third-party keys. This also includes master keys or code cards for a locking system. Also insured are the costs for the necessary replacement of locks and locking systems as well as for temporary security measures (e.g. emergency lock): up to a sum of € 30.000.