All students in Germany must have health insurance. This also applies to students from abroad. If you do not have health insurance, or if the health insurance from your home country is not accepted in Germany, you should take out health insurance in Germany.
As an international student, you need health insurance not only for your own health and financial protection. You also need it to apply for a visa and to enroll at the university.
With the public German health insurances, the "statutory health insurances", you get a favorable student rate. But only if you are under 30 years old. If you are 30 or older, you will no longer get the student rate. You could then pay the standard rate of the public health insurance, but it is very costly.
We have made our comprehensive health insurance Provisit Student for exactly this group of foreign students. If you are a student in Germany and are 30 or older, Provisit Student is the ideal insurance for you.
Provisit Student is affordable and offers very good benefits. You can take out Provisit Student for up to 5 years. If you stay longer in Germany, you can switch to a permanent health insurance after that.
An advantage that no comparable private student insurance offers is the maximum age. With other insurances this is 34 years. With Provisit Student the maximum age is 45 years.