Your advantages with Provisit Study Secure

Insurances for foreign guests have to meet many requirements. Some of the specifications which need to be given attention to are the regulations of the European Commission, the “Freizügigkeitsverordnung/EG” and Germany’s right of residence. Provisit Study Secure meets the regulatory requirements in several ways.

1. For your entry: The statutory or private comprehensive health insurance for students does not begin until the start of studies. However, many students from abroad arrive a few days before the start of their studies and need health insurance for that time. We give you this insurance for free!

2. For your studies: Students need a statutory or private comprehensive health insurance. Provisit Study Secure is a private comprehensive health insurance and corresponds in scope to the protection of the statutory health insurance and the requirements of the immigration authorities.

3. For the time after your studies: With Provisit Study Secure, you enjoy the same privileges as German citizens. You automatically remain insured in the German social security system and are treated in the same way as any German national.

Provisit Study Secure is an affordable alternative to the statutory health insurance, especially for people between 28 and 38 years.

With the ottonova app, you can manage everything related to your insurance: invoice reimbursement, the ottonova Concierge Service, and even the documentation of your X-ray images. The ottonova app bundles all functions in one place and is simply fun.

Here are the details and the download of the ottonova app.

Many traveling students require a visa for their stay in Germany and therefore proof of having German health insurance. With Provisit Study Secure, you will receive proof of insurance immediately after submitting the online application. The insurance solution by DR-WALTER is accepted at all consulates, embassies and immigration authorities.

If you do not have a bank account yet, you can still apply for Provisit Study Secure insurance policy before you enter the country. Just provide us with your bank data after your arrival so that we can activate the insurance and start the monthly debit.

Many benefits, such as a subsidy for visual aids, are not covered by providers of statutory health insurance. With Provisit Study Secure, those benefits are included.

Providers of statutory health insurance only cover the costs of treatment by statutory health insurance physicians. Our private comprehensive health insurance policy Provisit Study Secure also reimburses bills from private physicians. If you have private insurance, you can get an appointment with the doctor quickly and do not have to wait as long on site.

With private health insurance policies such as Provisit Study Secure, you do not have to make a co-payment when purchasing prescribed medicines (drugs) according to the primary doctor principle. Providers of statutory health insurance often charge up to €10 for prescription drugs.

Patient repatriation from abroad to Germany (ottonova is entrusted and medically necessary or 14 days exceeded).

If an insured person dies outside Germany and the funeral is to take place at a place other than the place of death, the costs of transporting the body to the place where the funeral is to take place are reimbursable at 100%, up to a maximum of EUR 10,000.

Would you like to work a part-time job while you study? Provisit Study Secure also offers you health insurance coverage in this case. However, we recommend that you clarify with your employer whether social insurance is compulsory before starting the job.